At First Trust Bank, we’re backing start-ups with a range of initiatives.

To support you in your first crucial years, we have a range of initiatives to help you and your business.


You’ll also receive guidance and support on a whole range of business topics. We have guides on writing a business plan and forecasting cashflow - just some of the challenges we help our business customers with every day.


Who can apply?

Our Business Start-up package is available to:


  • Sole Trader, Partnership, Limited Liability Partnership and Limited Companies, who are new businesses or have been in operation for less than three years. 
  • You must be opening a First Trust Bank Business Current Account for the first time for that business to qualify and this package extends to one account per customer. Effective from 17 November 2015.


This package is not available to clubs, societies, associations, trustees, charities or other groups - a person or body providing a service for the benefit of others.

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How does it work and what are the benefits of the Business Start-up package?

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    Current Account two year fee* offer for business start-ups

    What do you get?


    You won’t be charged daily banking transaction fees (including quarterly account maintenance fee) on a Business Current Account for the first two years*


    At the end of the package period, the Bank’s standard fees and charges will apply to the account.


    This offer excludes ‘support fees’ , 'security fees', ‘unarranged borrowing fees’  and 'international transactions/foreign exchange fees' as detailed in our Price List for Business customers.



    How do you apply?


    To open a new Business Current Account and avail of the Business Start-up package, simply call into your local First Trust Bank branch or call us on 0345 6005 925 to make an appointment. 


    At account opening stage, indicate you wish to avail of the Business Start-up package by ticking the relevant box on the account opening form. You will also need to provide confirmation that you are a Business Start-up in the form of a certificate of incorporation for limited companies or a letter from your accountant confirming the date you commenced trading.


    The package will be withdrawn immediately on closure of the account by the business start -up customer or the Bank, or on conversion of the account by the business start-up customer to another product/account during the two year period from the date the account is opened.  On closure or conversion of the account any remaining fee benefits for the whole of the last quarter shall be lost. The benefits of the Business Start-up package can not be carried over on to any new product.


    The Bank reserves the right to amend, withdraw or terminate the package at anytime, but without affecting the entitlement of business start-up customers who have already availed of it.


    See the Business Current Account Terms and Conditions for more details.

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    Internet banking services - Online Banking or iBusiness Banking (which will be module fee free for two years)

    We have an internet banking service that best suits your business.


    Online, Mobile and Phoneline Banking is suitable for Sole Traders and Partnerships only.


    iBusiness Banking is suitable for all business types, and Business Start-up customers will benefit from the following discounts for a two year period from account opening;


    1. module charge, free for up to two years (normally £25 per quarter)
    2. Single Faster Payment transactions will be fee free
    3. iBulk payments will be discounted by 50%, although full file fee charge will still apply. 


    All other charges as contained in our iBB Fees and Charges brochure will apply as normal.

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Other products available

Talk to us

Simply call 0345 6005 925or drop into any First Trust Bank branch. We’ll be happy to answer any questions you may have.


†  Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.