Visa Business Gold Card
Ideal for business people who travel frequently by road and air
The cost-effective way to manage your business expenses with peace of mind while travelling.
The Visa Business Gold Card includes a range of benefits that are ideal for business people that require some extra peace of mind and comfort while travelling. AA Membership, and the Visa Luxury Hotel Collection are all available to assist you while travelling with the Visa Business Gold Card.
The business card is available (subject to status) to sole traders, partnerships, limited companies, charities, clubs, societies or associations who hold a AIB (NI) business account.
Representative 8.2% APR (variable)
As a Visa Business Gold Cardholder, you will receive a representative rate of 8.2% APR (variable).
See our fees and charges for more information.
Annual fee (per card)
There is an annual fee of £50 per card.
See our fees and charges for more information on the fees and charges that may apply.
Features and benefits
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AA Membership included
Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.
Terms and conditions apply. For more details on these conditions, call us on 028 9024 1822.
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Visa Luxury Hotel Collection
The Visa Luxury Hotel Collection gives Visa Business Gold Cardholders access to a premium collection of benefits from an extensive portfolio of the world’s finest hotels. Benefits include:
- Best available rate guarantee
- Automatic room upgrade upon arrival, when available
- Complimentary in-room Wi-Fi, when available
- Complimentary continental breakfast daily
- $25 USD food or beverage daily
- VIP Guest status
- 3pm check-out upon request, when available
Visit the Visa Luxury Hotel Collection website to view detailed information on all properties. Your benefits are activated automatically when you book through the site.
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Contactless payments
The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.
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Easy to manage your employees' card access
You decide which of your employees will hold a Visa Business Gold Card and choose the appropriate credit limit (minimum £5,000) for each.
You will receive a monthly statement for each employee card showing details of all transactions since the previous statement date.
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Automatic settlement of your account by direct debit
In addition to receiving a monthly statement for each employee, you will also receive a summary statement detailing the total amount of expenses incurred by each employee.
The outstanding balance on each Visa Business Gold Card at each month end will be cleared from your business’s nominated AIB (NI) account in one single hassle-free direct debit payment.
If you miss this payment, you may be subject to charges. Please see our fees and charges for more information. -
Cost effective and convenient
Your Visa Business Gold Card can be used at home or abroad to purchase goods and services and make cash withdrawals anywhere Visa is accepted, eliminating the need to keep large amounts of cash on hand.
Our customer service staff are available on +44 28 9024 1822 should you require assistance.
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Emergency cash service (fees and charges may apply)
If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week
Freephone 0800 0391 140 or +44(0) 28 9033 099 when calling outside of the UK
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Secure Online Shopping
When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.
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Card Liability Waiver Insurance
The Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. For more information, see Card Liability Waiver Insurance and Card Liability Waiver Insurance Claim Form.
How to apply
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Apply in four easy steps
If you wish to apply* for the Visa Business Gold Card, please follow the below steps.
STEP ONE STEP TWO STEP THREE STEP FOUR Download
Complete
Post
Meet
Download the relevant application below. Read and complete the form. Post the form to:92 Ann Street, Belfast, BT1 3HHOr hand in the form at your nearest branch.*Credit facilities are subject to appraisal by the Bank of the applicant’s financial status and their ability to repay. Applicants must be aged 18 or over and must maintain their business account with a branch of AIB (NI).
Application forms
Important information
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Key product information on the Visa Business Gold card
AIB (NI) strongly recommends that before applying for this product(s) you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.
As a responsible lender AIB (NI) will only lend money based on our appraisal of your ability to repay. Written quotations are available on request.Visa Business Gold Card fees, charges and important information
View the key product information on the Visa Business Gold Card.Business Credit Card Terms and Conditions
View the terms and conditions that apply to our Visa Business Gold Card.
Help and guidance
Using your card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.
Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards
Related Products
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.