The cost-effective way to manage your business expenses with peace of mind while travelling.

The Visa Business Gold Card includes a range of benefits that are ideal for business people that require some extra peace of mind and comfort while travelling. AA Membership, and the Visa Luxury Hotel Collection are all available to assist you while travelling with the Visa Business Gold Card.

 

The business card is available (subject to status) to sole traders, partnerships, limited companies, charities, clubs, societies or associations who hold a First Trust Bank business account.

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Representative 8.2% APR (variable)

As a Visa Business Gold Cardholder, you will receive a representative rate of 8.2% APR (variable). 

See our fees and charges for more information.

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Annual fee (per card)

There is an annual fee of £50 per card

See our fees and charges for more information on the fee and charges that may apply.

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Features and benefits

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    AA Membership included

    Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.

     

    Terms and conditions apply. For more details on these conditions, call us on 028 9024 1822. 

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    Visa Luxury Hotel Collection

    The Visa Luxury Hotel Collection gives Visa Business Gold Cardholders access to a premium collection of benefits from an extensive portfolio of the world’s finest hotels. Benefits include:

     

    • Best available rate guarantee
    • Automatic room upgrade upon arrival, when available
    • Complimentary in-room Wi-Fi, when available
    • Complimentary continental breakfast daily
    • $25 USD food or beverage daily
    • VIP Guest status
    • 3pm check-out upon request, when available

     

    Visit the Visa Luxury Hotel Collection website to view detailed information on all properties. Your benefits are activated automatically when you book through the site.

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    Contactless payments

    The card is enabled for Contactless payments. When the transaction is less than £30, you can choose to touch and pay where you see the contactless symbol. For more information please click here.

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    Easy to manage your employees' card access

    You decide which of your employees will hold a Visa Business Gold Card and choose the appropriate credit limit (minimum £5,000) for each.

     

    You will receive a monthly statement for each employee card showing details of all transactions since the previous statement date.

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    Automatic settlement of your account by direct debit

    In addition to receiving a monthly statement for each employee, you will also receive a summary statement detailing the total amount of expenses incurred by each employee.

     

    The outstanding balance on each Visa Business Gold Card at each month end will be cleared from your business’s nominated First Trust Bank account in one single hassle-free direct debit payment.

     

    If you miss this payment, you may be subject to charges.  Please see our fees and charges for more information.

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    Cost effective and convenient

    Your Visa Business Gold Card can be used at home or abroad to purchase goods and services and make cash withdrawals anywhere Visa is accepted, eliminating the need to keep large amounts of cash on hand.

     

    Our customer service staff are available on +44 28 9024 1822 should you require assistance.

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    Emergency cash service (fees and charges may apply)

    If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.

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    Enhanced security for internet purchases with Verified by Visa

    Secure Internet Shopping for peace of mind when shopping online with Verified by Visa.

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    Card Liability Waiver Insurance

    The Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. For more information, see Card Liability Waiver Insurance and Card Liability Waiver Insurance Claim Form.

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How to apply

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Important information

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    Key product information on the Visa Business Gold card

    First Trust Bank strongly recommends that before applying for this product(s) you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.

     

    As a responsible lender First Trust Bank will only lend money based on our appraisal of your ability to repay. Written quotations are available on request. 

     

     

    Visa Business Gold Card fees, charges and important information

    View the key product information on the Visa Business Gold Card.

     

    Business Credit Card Terms and Conditions

    View the terms and conditions that apply to our Visa Business Gold Card.

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Talk to us

Simply call 028 9024 1822 or drop in to any First Trust Bank branch. We’ll be happy to answer your questions and help find the right kind of credit card for you.

Help and guidance

 

Using your card abroad

Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.

 

Frequently asked questions

Find out the answers to the most common questions we are asked about our credit cards

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