Loans & Overdrafts

Giving you financial flexibility when you need it.

At First Trust Bank we have a range of options available if and when you need funds, allowing you to make plans for the future. We provide an easy application process.

Fixed Rate Personal Loan

Make your plans a reality. Online loan decision in just 3 hours. 6.9% APR representative for loan amounts from £5,000 to £25,000.

Overdraft

Peace of mind that additional funds are there if you need them.

Manage your borrowings

We can help find a solution if you are in financial difficulty.

Important Information

 

We’re updating our Personal Lending Terms and Conditions from the 20th August 2018

Click the above link to find out why we are changing these terms and conditions.

 

 

Standards of Lending Practice

We adhere to the Standards of Lending Practice which sets standards for banks when dealing with lending and overdrafts for personal customers. You can get more information on the Standards from any branch or at www.lendingstandardsboard.org.uk. Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.