Financial flexibility for your student days
A credit card designed to fit your budget and financial needs
The Student Visa Credit Card is designed to give you financial freedom and convenience during your student days. With the Student Visa Credit Card, you have spending power in your pocket whether it's for every day essentials or to take advantage of those last minute online deals.
To apply you must be aged 18 or over, a resident in the UK, in full time third level education and hold an existing First Trust Bank account.
Representative 12.9% APR (variable)
Features and benefits
Up to 56 days interest free credit
If you pay your balance in full and on time each month, you will not pay any interest on purchases, cash advances or balance transfers.
No annual fee
There is no annual fee.
Other fees and charges may apply for certain transactions and services, such as withdrawing cash, transferring your balance, using your card abroad, or ordering a copy statement or voucher.
Please see our fees and charges for more information.
Enhanced security when shopping online with Verified by Visa
If you have a query on your account, our customer service staff are available on 028 9024 1822 (or +4428 9024 1822 from abroad). We're here to help.
More Student Visa Credit Card features and benefits
Emergency cash service (fees and charges may apply)
If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.
Easy access to cash
You can use your Student Visa Credit Card along with your Personal Identification Number (PIN) to withdraw cash at any cash machine or over the counter at any outlet that offers this service (known as a 'manual cash advance’) where Visa Credit is accepted at home and abroad. Annual cash interest rates and fees and charges apply. Please see our fees and charges for more information.
How to apply
Apply in-branch today
To apply for a Student Visa Credit Card, call in to any First Trust Bank branch.
We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information.
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925†.
Key product information on the Student Visa Credit Card
First Trust Bank strongly recommends that before applying for this product you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.
As a responsible lender First Trust Bank will only lend money based on our appraisal of your ability to repay. Written quotations are available on request.
View the key product information on the Student Visa Card.
View the terms and conditions that apply to the Student Visa Card.
Talk to us
Simply call 0345 6005 925† or drop in to any First Trust Bank branch. We’ll be happy to answer your questions.
† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.