Student Visa Credit Card
Financial flexibility for your student days
A credit card designed to fit your budget and financial needs
The Student Visa Credit Card is designed to give you financial freedom and convenience during your student days. With the Student Visa Credit Card, you have spending power in your pocket whether it's for every day essentials or to take advantage of those last minute online deals.
To apply you must be aged 18 or over, a resident in the UK, in full time third level education and hold an existing bank account with us.
Representative 12.9% APR (variable)
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As a Student Visa credit card holder, you will receive a representative rate of 12.9% APR (variable). See our fees and charges for more information. |
Features and benefits
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Up to 56 days interest free credit
If you pay your balance in full and on time each month, you will not pay any interest on purchases, cash advances or balance transfers.
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No annual fee
There is no annual fee.
Other fees and charges may apply for certain transactions and services, such as withdrawing cash, transferring your balance, using your card abroad, or ordering a copy statement or voucher.Please see our fees and charges for more information.
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Contactless payments
The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.
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Secure Online Shopping
When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.
- Choose how you pay your bill and manage your finances
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Telephone support
If you have a query on your account, our customer service staff are available on 028 9024 1822 (or +4428 9024 1822 from abroad). We're here to help.
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More Student Visa Credit Card features and benefits
Emergency cash service (fees and charges may apply)
If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.
Freephone 0800 0391 140 or +44(0) 28 9033 099 when calling outside of the UK
Easy access to cash
You can use your Student Visa Credit Card along with your Personal Identification Number (PIN) to withdraw cash at any cash machine or over the counter at any outlet that offers this service (known as a 'manual cash advance’) where Visa Credit is accepted at home and abroad. Annual cash interest rates and fees and charges apply. Please see our fees and charges for more information.
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Cash Limits
- £5,000 Maximum Credit. (Subject to status)
- £300 Minium Credit
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Need to Know
- Regular payments from a student loan or part time salary.
- Aged 18 or over
- AIB NI Account holder
- Must be a UK resident
- Credit is subject to status, affordability and terms and conditions
How to Apply
Over the Phone
For the smoothest journey, call us on 0800 38 22 65† or Click the 'Call me back' button to receive a call from a customer service adviser at a time that suits you
Alternatively, to apply you can:
- Download, complete / type online, print and sign the application form and return to AIB (NI), 92 Ann Street, Belfast, BT1 3HH, or return the form to your nearest AIB (NI) branch
- Visit your nearest AIB (NI) branch
We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).
If you are not sure what proof of identity and address we accept, click here or speak to a customer service adviser on 0345 6005 925†.
Important information
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Key product information on the Student Visa Credit Card
We strongly recommend that before applying for this product you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.
As a responsible lender we will only lend money based on our appraisal of your ability to repay. Written quotations are available on request.Student Visa Credit Card fees, charges and important information
View the key product information on the Student Visa Card.Student Visa Credit Card terms & conditions
View the terms and conditions that apply to the Student Visa Card.
Help and guidance
Using your Options Card abroad
Find out more information on where you can use your card and on how to notify us if you are planning to use your card abroad.
Frequently asked questions
Find out the answers to the most common questions we are asked about our credit cards.
Talk to Us
Simply call 0345 6005 925† or drop in to any AIB branch. We’ll be happy to answer your questions.
† Lines open: Monday - Friday 09:00 - 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provide
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo and AIB (NI) are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.