Features and benefits

• Worldwide acceptance

  You can use your Visa debit card anywhere Visa Debit is accepted, at over 35 million places worldwide*. 
  _{*Charges may apply for using your card abroad.  See our price list for more details.}

  Click here to see the exchange rates for EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website.

• Freedom to spend your money as you choose, wherever you choose

  A Visa debit card allows you to access money from your bank account in the following ways:

  • Make purchases at Point of Sale (POS) in shops or supermarkets
  • Make purchases with Cashback* up to £100
  • Make withdrawals of up to £500 per day from cash machines displaying the Link or Visa logos.
  • Shop online or over the phone

  Make Contactless payments**  where you see the Contactless acceptance symbol 
  *Cashback is only available in the UK and amounts are at the merchant’s discretion. Not all merchants will offer Cashback.
  **Contactless technology allows you to pay for items that cost £100 or less, quickly and securely.  If there is a Contactless symbol located under the Visa Debit logo on the front of your debit card, then your card is enabled for Contactless payments.

  Contactless functionality is subject to account type and status.
  You must ensure that there are available funds in your account to cover the value of any debit card transaction or your transaction may be declined and you may incur additional charges. See our price list for more details of fees and charges that apply to the Visa debit card.

• Secure Online Shopping

  When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.

• Use your card for branch counter transactions and with the card reader for Online Banking

  You can use the Visa debit card to lodge your cash or to withdraw up to £2500 cash at a counter in any of in our branches.You can also use the card to generate unique security codes on the card reader for certain Online Banking transactions.