A savings account tailored to your needs.

Features and benefits

• Earn up to 6.00% Gross*/AER** variable interest on savings of between £10 and £500 per month for up to 12 months

  Receive a competitive variable Regular Saver Interest rate of 6.00% Gross*/AER** for your savings within the maximum monthly threshold.  Savings in excess of this threshold may attract a Standard Saver rate of 2.25% Gross*/AER** variable.

  Interest is calculated daily and paid annually in April.

  For more information about these thresholds, see the 'How does it work' section.

  *Gross stands for contractual rate of interest payable before the deduction of income tax at the rate specified by law.

  **AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

• Access to your savings without penalty in-branch or online

  You can access your savings whenever you need them.

  Visit any AIB branch or alternatively use our Online or Mobile Banking to complete your day to day transactions such as transferring money, paying bills or checking your most recent transactions. 
  See our full range of Ways to Bank Options.

• Add to your savings anytime without restriction

  You can add to your savings anytime by cash, cheque, standing order or electronic transfer.

  See the 'How does it work' section for a more detailed explanation on what interest rate will apply to additional lodgements.

• Take a payment holiday if you require

  You can take a Payment Holiday for a nominated period of time.

  There is no penalty for stopping the monthly payment. Just let us know up until the day before it is due to leave your account.

• Carry on saving in the account after 12 months

  You can continue to save to your Regular Saver Account. After 12 months a new annual Saver Period begins and the monthly threshold is reset, so why not talk to us at that stage about moving some of your money into another product e.g. AIB (NI) Cash ISA.

• Open your account today
  • If you're registered for our Online Banking Service, simply open a new Regular Saver Account by selecting the 'Apply & Open' option.
    
  • Please note you must be a UK resident to open an account with us.
  • Alternatively call into your nearest AIB branch or call us on 0345 6005 925^† if you would prefer to make an appointment.
  • We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill).  If you are not sure what proof we accept, click here or speak to a customer service adviser on 0345 6005 925^†.  
  • Complete and sign the relevant forms and we will do the rest.