A flexible account for your savings.

With a Select Account, you can earn interest on your savings, but still access your money whenever you need to. You have the flexibility to save as little or as much as you want whenever you choose. The account is suitable for both lump sum and regular savings.

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Features and benefits

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    Save as little or as much as you like

    Open your account with as little as 1p and save as much as you like. There is no minimum or maximum balance.  

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    A variable rate of interest with instant access to your funds

    You will earn variable interest on your money – this is calculated daily and paid to your account annually in April.

     

    See our current interest rates for details of the rate that applies to this account.

     

    You will have instant access to your funds whenever you need it. There are also no restrictions on making lodgements to the account.

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    No maintenance or monthly fees

    No maintenance or monthly fees apply but there may be other service charges for certain counter or cash machine transactions or if you do not have sufficient funds to pay an item.

     

    For details see the Price list and guide to fees and interest for personal customers.

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    Easy access to your money with our Visa debit card

    Our Visa debit card* gives you flexibility at home and abroad.

     

    Pay for goods and services with our debit card in store or online, or use your card to make cash withdrawals anywhere in the world at cash machines where the Visa sign is displayed.

     

    *Charges may apply for using your card abroad or at cash machines not provided by AIB Group.  See the 'Price list and guide to fees and interest for personal customers' for more details.

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    Manage your finances and make payments on the go

    Visit any First Trust Bank branch or alternatively use our Online, Mobile and Phoneline Banking to complete your day to day transactions such as transferring money, paying bills or checking your most recent transactions. 

     

    See our full range of Ways to Bank Options.

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    Open your account today

    • To open a new Select account, simply call into your nearest First Trust Bank branch or call us on 0345 6005 925 if you would prefer to make an appointment.
    • We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill).  If you are not sure what proof we accept, click here or speak to a customer service adviser on 0345 6005 925.  
    • Complete and sign the relevant forms and we will do the rest.

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Select Account Summary Box

This summary box sets out key product features that apply to our Select Account product. You should carefully read this document along with the Personal Banking Terms and Conditions or Business Accounts Terms and Conditions to allow you make an informed decision as to whether this product is right for you.

 

to view the summary box in PDF format, please click below link

 

If you require this summary box in PDF format, please download here.

Talk to us

We’re ready to help you start saving today.

 

Simply call us on 0345 6005 925 , or drop into any First Trust Bank branch. We’ll be happy to answer any questions you may have and help you find the right kind of savings account for you.

 

† Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

Help and guidance

 

Terms and conditions

View the Select Account terms and conditions


Savings calculator

Find out how even the smallest amount of regular savings will add up

 

Deposit rates

Find out more about our deposit account rates

 

Fees and Charges
View the price list and guide to fees and charges for personal customer

 

Select Statement Account Fee Information Document
This document informs you about the fees for using the main services linked to this account

 

Glossary of Terms
This document explains the fees outlined in the Fee Information Document

 

Help Centre
For all service related queries please visit our Help Centre

 

Important information about taxation

Find out how we apply tax on savings in line with current legislation.

 

Financial Services Compensation Scheme

Check what protection the Financial Services Compensation Scheme offers you.

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