Joint account holders and personal business partnerships
Customers who hold joint accounts should be aware that all account holders are jointly and severally liable for all transactions carried out on their accounts through Online Services.
If your joint account was set up so that any one of you can sign solely to complete transactions, then full access will be granted and you will be able to complete value transactions on this account through Online Services.
If your joint account was set up that all or more than one of you must sign or give authority to complete transactions, you will only be allowed to use Online Services for transactions which do not involve any value, for example checking your balance. You will not be able to carry out transactions such as transferring money or paying bills.
Cash ISA account holders
Customers who hold a Cash ISA account will not be able to transfer funds into this account online. Lodgements can only be made at a First Trust Bank branch.
If you need to withdraw money from your Cash ISA account online, you can do so provided you have made a lodgement to the account in the previous or current tax year. If this is not the case you will need to visit a First Trust Bank branch to make this withdrawal.