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Finance and loans
At First Trust Bank, we understand our support is essential for the development of your business.
From your working capital requirements, aiding your business expansion, or cross-border trade, we want to help you achieve your business goals so whether you're an emerging or existing business, talk to us today.
Loans and overdrafts
Short term finance
*Effective Annual Rate of Interest (EAR): This is the illustrative annual cost of an overdraft, stated as an annual rate, which takes into account how often arranged overdraft interest is charged to the account and does not include any other fees or charges.
Help and information
We adhere to the Standards of Lending Practice for Business Customers which sets standards for banks when dealing with lending and overdrafts for business customers. You can get more information on the Standards from any branch or at www.lendingstandardsboard.org.uk. Under the Standards we have also developed a Statement of Lender and Borrower Responsibilities to ensure that the relationship works well for both of us.