Exchange rates for EU/EEA currencies on Debit cards

Conversion rates

Last Updated : 02 May 2024, 22:21

Non-Eurozone EU Member	Currency	AIB Rate* (Inclusive of 2.75% bank fee)	ECB Rate	AIB & ECB % Difference
Non-Sterling EU Member	Euro (EUR)	01.2047	01.1691	03.04
Bulgaria	Lev (BGN)	02.3691	02.2865	03.62
Czech Republic	Koruna (CZK)	30.3740	29.3320	03.55
Denmark	Krone (DKK)	08.9821	08.7200	03.01
Hungary	Forint (HUF)	474.3177	454.7453	04.30
Iceland	Krona (ISK)	181.1809	175.4776	03.25
Liechtenstein	Swiss Franc (CHF)	01.1829	01.1409	03.69
Norway	Krone (NOK)	14.2937	13.8453	03.24
Poland	Zloty (PLN)	05.2284	05.0595	03.34
Romania	Leu (RON)	06.0313	05.8176	03.67
Sweden	Krona (SEK)	14.1709	13.6571	03.76

Non-Sterling EU Member	Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee)	01.2047
ECB Rate	01.1691
AIB & ECB % Difference	03.04

Bulgaria	Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee)	02.3691
ECB Rate	02.2865
AIB & ECB % Difference	03.62

Czech Republic	Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee)	30.3740
ECB Rate	29.3320
AIB & ECB % Difference	03.55

Denmark	Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee)	08.9821
ECB Rate	08.7200
AIB & ECB % Difference	03.01

Hungary	Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee)	474.3177
ECB Rate	454.7453
AIB & ECB % Difference	04.30

Iceland	Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee)	181.1809
ECB Rate	175.4776
AIB & ECB % Difference	03.25

Liechtenstein	Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee)	01.1829
ECB Rate	01.1409
AIB & ECB % Difference	03.69

Norway	Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.2937
ECB Rate	13.8453
AIB & ECB % Difference	03.24

Poland	Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee)	05.2284
ECB Rate	05.0595
AIB & ECB % Difference	03.34

Romania	Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee)	06.0313
ECB Rate	05.8176
AIB & ECB % Difference	03.67

Sweden	Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee)	14.1709
ECB Rate	13.6571
AIB & ECB % Difference	03.76

* AIB rate is the Visa rate plus the currency conversion fee.

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type	Cash Withdrawals	Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee	2.75% On The Sterling Amount*	2.75% On The Sterling Amount**

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

All foreign exchange rates in the above table are updated twice daily, on any business day
In addition to the fees above, account transaction fees may also apply
When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated
You will find further information on how your card works and the fees and charges on our website.